Life Insurance

Affordable term life is what we recommend. With available coverage from twenty thousand to twenty million, it has the lowest costs and just can’t be beat! Your premiums will remain level throughout the selected length of the term period.

Be sure to inquire about Return of Premium! With Return of Premium you’ll have complete peace of mind that if loss of life occurs during the term period the policy will pay at face value, however, if you outlive the term period you’ll receive a full return of all premiums paid. That represents a net cost of ZERO!

Example: John is paying $50/month in premium, or $600/year. In thirty years John will have paid $18,000 in total premium. If John selected the Return of Premium option, the insurance company will return $18,000 tax-free to John at the end of his term period, assuming the policy is never used.

Nobody expects to die tomorrow, but you can be prepared by protecting yourself and your loved ones today. Give us a call, or request a quote online today.